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Four questions to ask before buying extended vehicle warranty

Four questions to ask before buying extended vehicle warranty

Vehicle service contracts also known as extended vehicle warranties are typically effective after the manufacturer warranty expires. This extended auto warranty covers major breakdowns and provides compensation for most repairs. Both, the automaker or a third-party administrator offer extended vehicle warranty.

An extended vehicle warranty is important as it covers most repair jobs once the warranty provided by the manufacturer expires. This warranty comes especially handy when the manufacturer stops producing the make and model of your vehicle. This leads to a shortage of spare parts of your car, increasing its repair cost. While shelling this amount from your pocket can be heavy, an extended vehicle warranty will help you cover the same for an affordable premium.

To ensure that you get the maximum benefit from your extended vehicle warranty, you need to research and ask the right questions. To help you make an informed decision, here are some questions you must ask while considering an extended vehicle warranty.

  • Who is offering the extended vehicle warranty?
    A number of dealerships offer third-party warranties from insurance companies. However, this is not exactly a beneficial option. Instead, opt for an extended vehicle warranty backed by the automaker as a third-party warranty may only cover repairs at the dealership or dealership-sponsored repair shops. Choose extended warranty offered by the manufacturer at any dealership across the country to get extensive coverage throughout the country.
  • Are you getting the best price?
    It is imperative to research for the best warranty providers before you make a final decision. Get a price quote from the F&I (Finance and Insurance) manager for the warranty that’s offered with vehicle purchase. Compare the price by shopping around for different insurance providers offering different quotes.
  • Are all types of repairs covered?
    It is important to be clear that extended vehicle warranties are not all-encompassing. It may not cover many wear-and-tear spare parts that will eventually wear out. Hence, it is important to read the fine print and be aware of what type of services and repairs will be covered in the extended warranty. It is also important to know if you can take the vehicle to any repair shop, as some warranty providers limit the repairs to only those repair shops specified in the contract.
  • How is your history with repair costs?
    If you owned a car before, ask yourself if you require an extended warranty of any kind for its repairs and services. For instance, think about how many times your vehicle broke down. If it was too many times in a short span of time, then an extended vehicle warranty is helpful.

No matter what advice comes your way, it depends on your experience with your vehicle and its repairs. Some people simply don’t find it financially wise or prefer the convenience of an extended warranty. This could be because they are comfortable that major car repairs are covered by the conventional warranty. But if you are a belt-and-suspenders person, ensure to ask the right questions before buying an extended vehicle warranty.

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Stay at the top of your health game with these 4 tips

Stay at the top of your health game with these 4 tips

Think of the human body as a car. Pouring the cheapest gasoline (unhealthy food) in a car can damage the engine (bodily organs). Instead, if you can take care of yourself by committing to fitness via proper nutrition, it can take you a long way. In a recent study, it was found that approximately 55 percent of people derive daily calories from refined and processed foods. This can be counterproductive as these foods are full of unhealthy fats and devoid of essential nutrients. How are fitness and nutrition related to each other? Fitness and nutrition go hand in hand. Consuming foods containing healthy nutrients enables your body to function in a way conducive to physical and mental well-being. You may find yourself becoming more active, and burning calories off in a healthy manner. If you continue to maintain an exercise routine without getting adequate nutrition, it will have an adverse effect. So, here are some useful tips that can help you to be at the top of your health game: Keep a tab on your calories This is one of the smartest tips to stay healthy. Several diet plans focus on the number of calories that need to be eaten each day.
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7 facts everyone must know about gout

Affecting an incredible eight million-plus people in the United States, Gout is a serious form of arthritis that causes insurmountable pain in the joints. The condition, which is one of the oldest prevailing medical illness in society, develops due to the accumulation of uric acid in the joints, mostly troubling overweight adults and men. Delving further, here are seven must-know facts about this condition. In women, it is more common after menopause Gout basically occurs due to the accumulation of uric acid, which then forms needle-shaped structures in the joints and leads to pain, inflammation, and redness. Estrogen, a hormone found in women, naturally leads to uric acid being released through urine. However, after menopause, their estrogen levels start to drop, which makes the uric acid content in their blood rise. Gout can take birth even with normal levels of uric acid While most patients suffering from gout have a high concentration of uric acid in their bloodstream, some gout attacks can even occur with normal uric acid levels — a rare condition termed as asymptomatic hyperuricemia. Alcohol increases its risk Along with meat, fish, and poultry, alcohol consumption drastically increases the chances of developing gout. This is because alcohol has a high content of purine, a chemical compound that breaks down into urea in the body.
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Top 4 reasons for unnatural hair loss patterns

Hair loss is a natural process that automatically gets rid of old tissue and hair to promote new growth. So don’t be alarmed when you do find a few strands of hair tangled in your comb. However, a clearly visible scalp and a receding hairline are indicative of developing the problem of permanent hair loss. There are several internal and external factors that can accelerate hair fall, leading to pattern baldness in both men and women. Here are the top four reasons that trigger unnatural hair fall. Stress Stress ranks among the top risk factors associated with many medical conditions. In fact, one way or the other, taking physical or psychological stress harms the body more than you can imagine. For hair loss, especially, excessive shedding starts right after the body undergoes physical or psychological distress. A few examples include experiencing high fever, blood loss due to accident or injury, or even post-surgery recovery can result in stress that causes hair loss. Stress, coupled with anxiety, results in accelerated hair loss. To cope with this problem and reduce its effects, stress management is of crucial importance. Hormonal changes Men and women both experience hormonal changes throughout their lifetime. However, an imbalance associated with various conditions can trigger hair loss.
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Hearing loss, deafness, or impairment is the partial or total inability to hear sounds. People with low to moderate hearing impairment face challenges in understanding what the other person is saying in a noisy environment. Whereas, people with severe deafness cannot hear anything, and rely completely on lip-reading and sign language skills. There are three main types of hearing loss: sensorineural, conductive, and a combination of both. Let’s understand these types in detail and learn about the causes, symptoms, and treatments of each type. Sensorineural hearing loss It’s the most common type of hearing loss. Sensorineural is permanent hearing loss often caused by damage to the tiny hair cells that line the inner ear or the auditory nerve. The damage stops or weakens the transfers of nerve signals to the brain. These signals are essentially the intensity and clarity of sounds. Causes: Aging and exposure to loud noises for a long period of time are the most common cause of the damage. Certain medications and illnesses can also increase risks. It can even be genetic, and pass on to the child in the mother’s womb. Treatment: There is no medical or surgical treatment available to repair the tiny hair cells once they’re damaged.
Simple lifestyle changes that reduce the risk of heart diseases

Simple lifestyle changes that reduce the risk of heart diseases

The heart is the most crucial organ in the body and as the system will cease to function if the heart stops or loses momentum pumping fresh oxygenated blood. This is why it is vital to not neglect your heart health at all and responsibly maintain a healthy, stress-free, and more importantly, a happy lifestyle. Here are a few simple lifestyle changes that will help support a healthy heart function. Switch to a healthy diet Avoid eating foods that are rich in trans and saturated fats. Most foods you find on the shelves of the supermarket contain large quantities of one or the other. Instead, switch to low-fat high fiber alternatives to help manage cholesterol. Maintaining a healthy cholesterol level in the body automatically reduces the risk of heart diseases. The simple reason for this is that fats that normally block major arteries and blood vessels are eliminated from these foods choices. It is also advisable to limit the salt (sodium) intake to control blood pressure and sugar to reduce the risk of diabetes simultaneously. Change certain lifestyle habits Reduce the number of alcoholic or carbonated drinks you have regularly. For men, it is advisable to have not more than two drinks and day and women must have only one.

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